Morgan State University joins Maryland’s “House Keys 4 Employees” Program


— More than 1500 employees at Morgan State University became eligible for additional down payment assistance from Maryland Mortgage Program products after the fast-growing campus in northeast Baltimore joined Department of Housing and Community Development’s (DHCD) House Keys 4 Employees program.

Through Partner Match programs such as House Keys 4 Employees, DHCD provides a dollar-for-dollar match of up to $2,500 to a participating partner’s financial contribution for down payment and closing cost assistance.

Down payment assistance is one of the significant features of the Maryland Mortgage Program, the state’s flagship homeownership initiative. Maryland Mortgage Plan borrowers can apply for up to $5,000 toward their down payment, at a zero percent interest rate, repayable upon sale or transfer of the home or when the loan is refinanced.

An eligible family can combine the down payment assistance from Partner Match and other programs for significant savings.

Recognizing that homeownership plays an integral role in the economic vitality of Maryland, DHCD has formed partnerships with participating employers, builders and community organizations throughout the state— as well as with local governments— to promote homeownership and Maryland’s “Smart, Green & Growing” initiatives.

DHCD now has 272 Partner Match participants, including 144 House Keys 4 Employees partners. To learn more about the House Keys 4 Employees, the Builder/Developer Incentive, and Community Partner Incentive programs, visit: